In today’s fast-paced world, financial emergencies can arise unexpectedly, and arranging funds can be challenging, especially for people with low credit scores. This is where Moneyview Personal Loan can stand out as a game changer, as one of India’s trusted digital lending platforms. Moneyview offers personal loans with instant approvals, minimal documentation, competitive interest rates, flexible terms, and a completely online application process.Â
This guide explores everything you need to know about Moneyview Personal Loans, including features, benefits, eligibility criteria, interest rates, and a step-by-step application process. It will help you make an informed decision.
Why Choose Moneyview for Personal Loans?
Moneyview Personal Loans stands out for its flexibility, convenience and competitive terms. Here’s why Moneyview Personal Loans are the preferred choice.
- Flexible Loan Amounts
As per your financial needs, whether you need a small amount of ₹5,000 for an immediate expense or a larger sum of up to ₹10,00,000. Moneyview Personal Loans is flexible and caters to a wide range of requirements.
- Competitive Interest Rates
Competitive Interest Rates are one of the most attractive features of Moneyview personal loans. Interest rates as low as 14% per annum make personal loans affordable and ensure you are comfortable repaying them.
- Easy Eligibility Checks
Moneyview provides instant eligibility checks. By entering a few basic details, you can determine if you are eligible for a personal loan.
- Quick Disbursements
Moneyview Personal Loans excels with its fast disbursement process. Once the loan is approved, funds are credited to your account almost immediately.
Key Features of Moneyview Personal Loans
A host of features offered by Moneyview Personal Loans are designed to make borrowing simple, efficient and more convenient for all users.
- Minimal Documentation
Only basic documents like your PAN card, Aadhar Card, Mobile Number linked to your Aadhar card, and bank statement are required to process your Moneyview Personal Loan.
- Fully Digital Process
Ensure a hassle-free and transparent experience without a physical visit, every step is done online from Eligibility checks to loan disbursal.
- Flexible Repayment Tenure
You can choose a flexible Repayment tenure that suits your financial situation, ranging from 3 months to a maximum of 60 months.
- Instant Loan Approval
Moneyview offers loan approvals in 2 minutes and saves you time and effort with a smart eligibility checker.
- Loan Amounts Tailored to Your Needs
As per your requirement, Moneyview offers you the flexibility to borrow personal loans from ₹5,000 to ₹10,00,000.
- Competitive Interest Rates
Interest rates start at 14% per annum ensuring affordability and ease of repayment.
- Loans for Low Credit Scores
Even if your credit scores are as low as 600, Moneyview Personal Loans are accessible to you, even if you don’t qualify with traditional lenders.
- Secure and Reliable Platform
Moneyview ensures your personal and financial information is secure with industry-standard encryption and ISO-certified processes.
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Benefits of Using Moneyview
With its user-centric approach, quick borrowing, convenience and security, Moneyview stands out among other personal loan providers. Here are the benefits of choosing Moneyview Personal Loan for your financial needs.
- Instant Credit Approval in 2 Minutes
- Loans for Low-Credit-Score Borrowers
- Safe and Secure Transactions
- Fully Online Process
- Flexible Loan Amounts
- Competitive Interest Rates
- Transparent and Hassle-Free Experience
- Flexible Repayment Options
Moneyview Loan Eligibility Criteria
Meeting the basic eligibility criteria is important to ensure a smooth application process. Here’s what you need.
- Age – You must be between the age of 21 years to 57 years
- Employment Type – Salaried or Self-Employed
- Monthly Income – In hand monthly income should be a minimum of Rupees 13,500/-
- Income In Bank – Your salary must be directly credited to your bank account
- Credit Score – minimum CIBIL score of 600 or a minimum Experian score of 600
How to Apply for a Moneyview Personal Loan
Applying for Moneyview Personal Loan is a simple and fully digital process, it ensures quick and hassle-free access to funds. Here’s a step-by-step guide to guide to help you through the application process.
Step 1: Download the Moneyview App or Visit the Website
Download the Moneyview app from the Google Play store or App Store. Click Here
Alternatively, you can visit the official Moneyview website to start your application process.
Step 2: Complete the Eligibility Check
Provide the following personal and professional details –
- Name as per your PAN card
- Income
- Age and date of birth
- Location and area code
- Gender
- Purpose of availing of said loan
- PAN number
- Mobile number
- And any other requested details.
Once you enter your details Money View app will calculate your eligibility within 2 minutes
Moneyview will evaluate your profile and within 2 minutes offer you a quick decision on whether you qualify or don’t qualify for the personal loan.
Step 3: Upload Necessary Documents
Get your documents ready and upload them.
- PAN Card for identity verification.
- Aadhaar-linked mobile number for secure OTP verification.
- The latest bank statements for the past 3 months are used to validate income and repayment capacity.
Step 4: Get Loan Approval and Disbursement
Once your documents are verified, and Moneyview approves your loan, the approved loan amount will be credited to your bank account within 24 hours.
Documents Required for Moneyview Loans
Minimal documentation is required to ensure a quick and seamless loan application process. Here’s a detailed list of documents needed.
- PAN Card – Mandatory for identity verification and helps access your financial history.
- Identity Proof (Any one) – Aadhaar Card, Valid Indian Passport, Valid Voter ID, Valid Driver’s License.
- Address Proof (Any One) – Aadhaar Card, Valid Indian Passport, Valid Voter ID, Valid Driver’s License, Utility Bills (Electricity, Water, Gas) dated within the last 60 days.
- Proof Of Income – Last 3 months’ Salary Slip for Salaried Employees or Last 3 months’ Bank Statement for Self-Employed individuals in PDF format.
Moneyview Interest Rates and Charges
Interest Rate for Moneyview Personal Loans starts at 1.33% per month, which annually comes to 16% to 36% Per Annum. Processing Fees – 2% to 8% of Loan Amount
| Interest Rate | Starts at 1.33% per month.16% to 36% Per Annum |
| Processing Fees | 2% to 8% of Loan Amount |
| Interest on Overdue EMIs | 2% per month on the overdue EMI/Principal loan amount |
| EMI Bounce | Rs.500/- each time |
| Foreclosure Charges | NilTenure Up to 6 months – Not allowedTenure 7 – 18 months – Allowed after 6 EMI paymentsTenure Over 18 months – Allowed after 12 EMI payments |
| Part- Prepayment Charges | Not Allowed |
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FAQs About Moneyview Loans
1. What is the loan disbursement time for Moneyview loans?
Once the Moneyview Personal Loan is approved, it is credited to your bank account within 24 hours.
2. Can I apply for a Moneyview loan with a low credit score?
Moneyview offers loans to borrowers with credit scores as low as 600, making it an excellent choice for people who may not qualify with traditional lenders.
3. Are there any prepayment charges for Moneyview loans?
At present, there are no prepayment charges for Moneyview Personal Loans. You can prepay your loan after a certain lock-in period.
4. What is the minimum and maximum loan amount I can apply for?
Depending on your eligibility and financial requirements, Moneyview offers personal loans ranging from ₹5,000 to ₹10,00,000.
5. What is the minimum income required to apply for a Moneyview loan?
The minimum income required to apply for a Moneyview personal loan is ₹13,500.
6. What documents are required to apply for a Moneyview loan?
You need to provide the following:
- PAN Card for identity verification.
- Aadhaar-linked mobile number for secure authentication.
Bank statements for the last 3 months to validate your income.
